STEP BY STEP BUYING GUIDE

Hire Your Agent

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Find a real estate agent who can act as your advocate throughout the process.

 We know the home buying experience can be stressful and largest financial decision in your life. My experienced  will leverage expertise, local market knowledge, and key industry partnerships to ease you through the process of finding your dream home. 

Secure Financing

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Choose a loan officer, create a loan application and get preapproved. 

 Get pre-approved by your lender to improve the chances of your bid being accepted. It also gives you a better ideal what you can afford and make house hunting more pleasant

Find Your Home & Review reports

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Carefully assess your values, wants, and needs, both for the short and long terms.Once you have located the desired property, carefully review the disclosures that the seller and listing

agent provide.Disclosures contain many important items, most notably the property and pest inspections, the seller’s disclosures, and the title report.  

Make an Offer

Cladia wil work with you to draft an offer and check with the listing agent ahead of time to as

The three basic components of an offer are price, terms, and contingencies.

 Claudia will work with you to draft an offer and check with the listing agent ahead of time to ascertain the seller’s motivation to sell. Claudia will provide you comparable market analysis to determine what the market value is of the current property . 

Perform Due Diligence

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Offer should be contingent on problems home inspection report. Have a trusted third party perform the inspection and make sure you can walk away from the home if the inspection is not up to par.

Close

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 The escrow company transfers your funds to the seller and records the deed in your name with the county. Once you are on record with the county, the agent will provide you the keys, garage opener, and access codes. While you are the owner of record when escrow close, you generally will not receive the official deed from the county until three months l 

To the buyers

Check out this great video